Simple, Flexible Financing Options
We've made financing as easy and straightforward as possible, so you can focus on finding the perfect piece, not worrying about the price.
Spread the cost comfortably. Break your purchase into manageable monthly payments that fit your lifestyle, without compromising on the piece you truly want.
The rate you're quoted is the rate you get. We believe in transparent pricing with no surprise charges, no processing fees, and no fine print that works against you.
Our financing application takes just minutes to complete, either in store or online. Most customers receive a credit decision the same day, so you can take home your piece without the wait.
We offer a range of payment plan options to fit your budget and timeline. Whether you want to pay it off quickly or spread payments over time, we'll help you find a plan that works for you.
Get Financed in 3 Easy Steps
Applying for financing is quick, simple, and completely stress-free.
Choose Your Piece
Browse our collection in store or online and find the jewelry you love. Don't let the price tag hold you back that's what financing is for.
Apply in Minutes
Fill out our simple financing application in store or online. Most applications are approved quickly with minimal paperwork required.
Take It Home Today
Once approved, your jewelry is yours, take it home the same day and start making payments on a schedule that works for you.
Why Finance With Fincher & Ozment
- Honest & Transparent
- Lowest Price Guaranteed
- Trusted by Tuscaloosa
- In-Store & Online — Finance your way.
We believe fine jewelry should be within reach for everyone and our financing options are designed with that belief in mind.
Why Finance With Fincher & Ozment
We've made financing as easy and straightforward as possible, so you can focus on finding the perfect piece, not worrying about the price.
Spread the cost comfortably. Break your purchase into manageable monthly payments that fit your lifestyle, without compromising on the piece you truly want.
What you see is what you pay. We believe in complete transparency — no surprise charges, no fine print traps, just honest and straightforward financing terms from the start.
Get approved fast and start shopping. Our simple application process takes just minutes and gives you a decision quickly so you can focus on finding your perfect piece.
Choose the payment plan that works best for you. We offer a range of term lengths so you can pick the option that fits your budget and timeline perfectly.
Financing Questions Answered
Most customers are eligible for financing. Simply fill out our application in store or online and our team will guide you through the process.
In most cases, you'll receive a credit decision within minutes. Our in-store team can walk you through the application and have you approved before you leave.
Applying for financing may result in a hard credit inquiry, which can have a small, temporary effect on your credit score. We recommend speaking with one of our team members in store for full details.
Yes, you can pay off your balance at any time with no prepayment penalties. Paying early can also help reduce the total interest you pay over the life of the plan.